personal loan

Cash Credit Loan

A Cash Credit (CC) Loan is a short-term business loan that helps companies manage their working capital requirements. It allows businesses to withdraw money from their cash credit account up to an approved limit and pay interest only on the amount used, not on the total sanctioned limit.
This facility is widely used by traders, manufacturers, and service providers to manage daily business expenses such as raw material purchase, inventory management, salary payments, and operational costs.

Features of Cash Credit Loan

  • Improves working capital management
  • Helps handle seasonal business demand
  • Ensures timely payment to suppliers and employees
  • Easy access to funds when required
  • Supports uninterrupted business operations

Documents Required

KYC – PAN Card & Aadhaar Card

6 Month Bank Statement

GST / Business Proof

ITR / Financial Documents

back top